This is not a TV commercial, but fraud sent as offer, propaganda or scare/threat into your inbox, compelling and offering you wealth, fast cash, car or even a home or sometimes scaring you to act fast, all targeting your credit, bank and personal information and stealing confidential details, if you would follow.
Maybe there were times you got an email from a Prince, a King or a Queen, perhaps, telling you he/she would leave fortune into your bank.
(Too good to be true—an offer coated in shining, shimmering gold)
Sometimes, phishing emails disguise as A BANK, targeting your bank details. They may even POSE A WARNING, alerting that your secured info was compromised, your account would be closed or other threats JUST TO MIND CONDITION YOU.
Following suit, people sometimes follow, being afraid their bank accounts were breached, compromised or hacked, especially among online banking subscribers.
Let me explain.
Spam, a term coined by Monty Python, means repetitive and unwanted emails, as simple as that.
Phishing, on the other hand, contains unscrupulous and malicious threats, viruses and malware, among others, all geared toward hacking and stealing your personal and financial info.
Phishing emails appear secured, pretending as trusted sources, but they are not.
Beware by clicking only emails from trusted sources. Remember that banking and reputable companies NEVER OBTAIN INFO USING EMAILS.
You calling and answering important info is an SOP among companies—they do not ask security information through emails. Remember they do not provide external links for clicking as well.
Tips To Avoid Spam and Phishing
- Email address. Look for fine toothcomb such as a misspelled company name. If found, delete the email right away.
- Subject Line. Do not click on any emails with attention-grabbing subject lines that threat you, usually using subjects related to bank information.
- Spelling, grammar and punctuation. Beware of broken English, with erroneous company and people names.
- Personalization. Spam emails may contain only one long sentence with a link in the end and without any personalization.
(READ THE COMPLETE GUIDE TO DETECTING PHISHING EMAILS HERE.)
It’s always best to practice extreme caution when opening and reading emails, even if they were from people you know. Delete any emails asking for money and without personalization.
For optimal online security from phishing and spam, install total solution against malware, virus and other online threats, BitDefender.