When it comes to how phishing and spy frauds work their way in getting access to your personal information, most of it would simply rely on exploiting ones trust. Most of the time hackers or cybercriminals seem to make a malicious message to appear as if it was from a legitimate source. When that happens, most users on the internet find it easier to work their way into your personal information as well as your bank account. More often than not, a malware would simply get into your system, accessing your personal information and contacts. This allows hackers to send out fraudulent emails on your behalf. The same techniques apply with social networks, instant messaging and SMS text messaging. For more information regarding this post, go to the source.